August 21, 2018

Did you know 35% of prime working age adults (those between age 30 and age 55) have zero retirement savings set aside and that among the 65% that have put something aside, the average net balance is $73,000 (the median balance is $35,000).

And how about life insurance n...

July 16, 2018

Note:  This is an actual letter I wrote to someone who was thinking about how to handle some various debts.  After stripping out anything that could be used to identify the individual I though the letter could still be generally helpful to others.  So here it goes....

June 27, 2018

The expert (and common sense) advice for credit card use is to pay balances off in full every month.  But according to creditcards.com, about 40% of consumers don’t do that.  And among that group, the average balance outstanding is $17,000.  That’s $17,000 that the con...

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When The Federal Reserve Raises Interest Rates, Your Credit Card Bill Rises

June 27, 2018

The expert (and common sense) advice for credit card use is to pay balances off in full every month.  But according to creditcards.com, about 40% of c...

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