Thing One Timing Isn’t Everything, Staying The Course Is When the stock market goes down it means people and institutions are selling out of their positions. Such has been the case on many days during the last few months. The experts have categorized much of this activity as panic selling, which is generally based on some extraordinary news item. The current headline grabber and selloff instigator is the is the regional banking crisis. Investors have not liked most of wha

Thing One The Pros and Cons of the 4% Rule The 4% rule is a widely recognized guideline for retirees to manage withdrawals from their savings, aiming to ensure funds last throughout retirement. Introduced by William Bengen in 1994, it suggests withdrawing 4% of the initial retirement portfolio in the first year, with subsequent withdrawals adjusted for inflation annually. For example, a retiree with a $1 million portfolio would withdraw $40,000 initially, then increase th

Thing One All Gave Some, Some Gave All Happy Memorial Day! And if you’re really knowledgeable about the origins of today’s holiday, Happy Decoration Day! Admittedly, I wasn’t among the most knowledgeable on the topic but I got curious (and felt grateful) enough to do a little searching. I thought I’d share with you some of what I found in the form of an excerpt from an article on study.com . I hope you enjoy and share either this newsletter or your knowledge on this su