Thing One To Roth Or Not To Roth? Well, that really isn’t the question. Given our government’s current spending levels, debt, deficits, etc., there’s really no contest between a Roth IRA, which invests your retirement money on an after-tax basis and a Traditional IRA which invests your retirement money on a pre-tax basis. All the government (people’s) debt and future promises must eventually be paid for and there is only one source – our tax dollars. And as those debt

Thing One Looking Out For Those Who May look Out For You In The End Think about it - you've done a lot of life planning and preparation for your future and those you care about. You've worked hard, saved, invested, bought insurance, planned for retirement, and probably already have a Will. But what about planning and sharing your health and medical wishes with your family - do your loved ones know what they are? If not, you may be putting them in the very unwelcome posit

Thing One Some Financial Trivia That's Not So Trivial Did you know that 35% of prime working-age adults (those between age 30 and age 55) have zero retirement savings set aside and that among the 65% that have put something aside, the average net balance is $73,000 (the median balance is $35,000)? And how about life insurance needs? Did you know nearly half of the people with life insurance only have coverage amounts of $100,000 or less and that 1 in 3 parents/families