Thing One Don't Let a Teaser Rate Keep You From Getting the Protection Your Family Needs You've probably seen ads like this: "Grandparents can get $250,000 of life insurance for as little as $33 a month!" Maybe that's possible for a very small number of people in very specific circumstances. But the key phrase is "as little as." That's marketing language—not a promise. Your actual premium will depend on your age, health, the type of policy, and many other underwriting

Thing One To Roth Or Not To Roth? Well, that really isn’t the question. Given our government’s current spending levels, debt, deficits, etc., there’s really no contest between a Roth IRA, which invests your retirement money on an after-tax basis and a Traditional IRA which invests your retirement money on a pre-tax basis. All the government (people’s) debt and future promises must eventually be paid for and there is only one source – our tax dollars. And as those debt

Thing One Looking Out For Those Who May look Out For You In The End Think about it - you've done a lot of life planning and preparation for your future and those you care about. You've worked hard, saved, invested, bought insurance, planned for retirement, and probably already have a Will. But what about planning and sharing your health and medical wishes with your family - do your loved ones know what they are? If not, you may be putting them in the very unwelcome posit