Thing One A Closer Look At Dollar Cost Averaging Most investors have heard the advice to invest a fixed amount of money at regular intervals, regardless of what the stock market is doing. It's called dollar-cost averaging, and it's a perfectly sensible approach to investing. But there's an important distinction between a strategy that helps investors make good decisions and one that actually produces the highest returns. A recent Investopedia article examined this quest

Thing One Bonds and Bond Funds: They Are Not the Same Investment With interest rates considerably higher than they were just a few years ago, bonds have once again become a legitimate alternative for investors who want income without assuming the volatility associated with stocks. But there's an important distinction that too many investors overlook: Owning an individual bond is not the same thing as owning a bond mutual fund or ETF. And misunderstanding that difference c

Thing One Medicare Open Enrollment Begins This Week. Are You Properly Covered? Medicare's Annual Enrollment Period (AEP) begins October 15 and runs through December 7. During this period, Medicare beneficiaries can review their coverage and make changes for 2027, with those changes taking effect January 1. Even if you're satisfied with your current coverage, this is a good time to make sure you understand what you're paying for, what your insurance actually covers, and pe