Thing One Don’t Pay That Bill Dealing with the torrent of emotions triggered by the death of a loved one can be difficult. Add to that the settling of a decedent’s financial matters, and the situation can become a stressful and confusing mess. Believe it or not, there are companies hoping to find you in just that state of mind. These businesses buy up the debt of people who’ve passed away for pennies on the dollar and then start calling surviving family members almost immedia

Thing One Three Roles If you’ve been reading this newsletter for a while, you’ve undoubtedly seen us touch on life insurance more than once. That’s not by accident. It’s one of the most misunderstood—and often underutilized—tools in personal finance. So whether this is a refresher or your first introduction, let’s break down the real reasons someone should consider owning a life insurance policy. At its core, life insurance isn’t about fear—it’s about planning. And when use

Thing One A Shameful Experiment The Name Of Equity Last week, we talked about the severe negative impact that the lack of education is having on American students - on a macro level - while the people in charge focus on the wrong “problem”. This week we highlight the issue on a micro level using an example from San Francisco. This sad tale about a generation that local system has failed, without any accountability, is a reminder we should be more careful about choosing