Thing One A Binder To Keep Your Loved Ones Out Of A Bind If you died tomorrow, would your spouse, partner, or family know where your bank accounts are? How to access your crypto? Where your important documents are stored? Who your financial advisor or lawyer is? Putting your loved ones in a position where they can’t answer those questions easily creates massive stress and confusion at the worst possible time. The solution is simpler than you think. Create a “When I Di

Thing One The Retirement Account Almost Nobody Talks About When most people think about building wealth, they think about their 401(k). Maybe an IRA. Maybe a brokerage account. Very few people think about their HSA. And that’s too bad because the Health Savings Account may be the single most tax-advantaged account available in America today. Not one of the best, the best. Here’s why: Imagine a 30-year-old making $80,000 a year. They’re healthy, working hard, trying to build

Thing One A Reminder About Markets As surprising as it is considering the mood of the country (and the world), markets have quietly worked their way back into positive territory this year. The S&P 500 closed 2025 at 6,845, then fell to 6,528 on March 31, 2026 - a decline of about 4.6%. From that low, it recovered to 7,230 0n May 1, 2026, a rebound of roughly 10.7% and about 5.6% above where it ended 2025. And it’s not just one area driving it - it’s happening across the boa