What's In Your 401K
According to Fidelity Investments, the nation's largest retirement plan provider, the following are the average retirement balances by...
Get Off Your But
Did you know 35% of prime working age adults (those between age 30 and age 55) have zero retirement savings set aside and that among the...
A Letter to a Client
Note: This is an actual letter I wrote to someone who was thinking about how to handle some various debts. After stripping out anything...
Remember, It Can't Hurt to Ask
Actually, it helps a lot when it comes to getting creditors to lower the fees they charge you. In fact, according to this article, 87%...
Student Debt: Is It About Race or Reality?
Here's an excerpt from an interesting article about student debt in Marketwatch: "There’s new evidence black student loan borrowers are...
Keep It (the right kind of) Simple
A good friend recently shared this gem with me: "If you don't know a lot, things are pretty simple. If you know a lot, things are also...
When The Federal Reserve Raises Interest Rates, Your Credit Card Bill Rises
The expert (and common sense) advice for credit card use is to pay balances off in full every month. But according to creditcards.com,...


Stocks and the Long Term
When investing in individual stocks, it is prudent to invest in solid companies and to have a long term perspective. Anything short of...


Fearful and Greedy
“And if they insist on trying to time their participation in equities, they should try to be fearful when others are greedy and greedy...
Gold versus Stocks - A History Lesson
There's a saying, past is not prologue. Of course it's true. But here's a history lesson, nonetheless, on the price of gold versus the...



