

3 Things 1-05-2026
Thing One Don’t Let the Court Write Your Final Plan Picture this: After a lifetime of hard work, you’ve built meaningful assets and settled into a comfortable retirement—then you pass away unexpectedly, without a will. It’s not something most people want to contemplate, and for you, there would be nothing left to contemplate. For those you leave behind, however, there would be much to consider, including the hardships that would ensue as a result of your not having a will


3 Things 12-29-25
Yahoo FInance had a couple of good articles last week that we thought we'd share a synopsis of in this week's newsletter as they echo sentiments we have often expressed. See both below: Thing One What a Comparison of $500,000 vs. $1 Million Reveals About Retirement The first article titled “I Asked ChatGPT To Compare Retiring With $500K vs. $1 Million — The Difference Is Huge,” explored how dramatically retirement outcomes can change based on the size of one’s nest


3 Things 12-22-25
Thing One How Lower Reinsurance Prices Could Put Money Back in Drivers’ Pockets After several years of rising premiums, the auto insurance market may be approaching a turning point. One of the most important forces behind the recent wave of rate increases — reinsurance costs — is beginning to ease, and that shift could set off a new phase of competition among car insurers, including selective rate reductions aimed at gaining market share. Reinsurance is essentially insu
