Thing One Vanguard’s Three Questions The Vanguard Group, a Registered Investment Advisor with over $7 trillion in assets under management asks three questions in determining whether their clients need a financial advisor: How confident are you in reaching your financial goals? (Retiring, budgeting, withdrawal strategies, reducing debt, etc.) · Highly confident? · Somewhat confident? · Not very confident? How would you prefer to receive advice? ·

Thing One Why You Should Buy an Annuity Annuities can be a compelling option for individuals seeking financial security and predictable income, particularly in retirement. One of the primary benefits of an annuity is its ability to provide a guaranteed income stream for life or a specified period, which can offer peace of mind in an uncertain economic environment. Fixed annuities, for example, deliver consistent payments regardless of market fluctuations, shielding you fr

Thing One Aged Facts Are Still Facts Ten years ago, Wharton Professor Mark Siegel wrote an article for the opinion page of the Wall Street Journal about how poor a money manager the federal government is as it relates to producing wealth for us with our Social Security and Medicare contributions. It made mincemeat of the idea that wealthy people don't "pay their fair share" by showing that they weren't getting near the amounts in benefits that their contributions should h