Thing One The 2025-26 HSA Update (And What It Means For You) If you haven’t reviewed your health-savings strategy in a while, now’s a good time. Two major changes are coming up for Health Savings Accounts (HSAs): higher contribution limits and broader eligibility thanks to changes in how Bronze-level health plans qualify. What’s an HSA and Why Is It So Good? An HSA (Health Savings Account) is one of the most tax-efficient tools you can use. It lets you set aside money befor

Thing One Using AI Tools To Predict Long-Term Care Needs I recently read an interesting piece on Kiplinger.com about Waterlily, an AI-powered platform that predicts long-term care (LTC) needs and helps you figure out how to pay for them. What struck me most is how fast the whole process works. You answer a short three-minute questionnaire about your health, medications, and family history — and within seconds, Waterlily generates a personalized long-term care report. The

Thing One The 5 Biggest Investment Regrets Retirees Retirement is the time when financial decisions made years earlier come into sharper focus. Many retirees look back and wish they’d done things differently. Here are five of the most mentioned regrets from a recent article on Marketwatch.com . 1. Not saving enough - early and consistently According to a MarketWatch survey, nearly 60 % of retirees said they regretted not saving more for retirement. Another version found 7