3 Things 12-7
12/7/2020 THING ONE Where Are You? Here is some data on median and average household retirement savings by age group compiled by...
3 Things 12-4
12/4/2020 THING ONE Earn A Million Dollars With Your Lunch Money Consider this: According to a survey conducted by Visa, the average...
3 Things 11-27
11/27/2020 THING ONE THINGS I WISH SOMEBODY HAD TOLD ME IN MY TWENTIES A recent article with that title had a long list of items on it....
3 Things 11-23
11/23/2020 This is the first installment of the Three Things newsletter from Mann Advisory Services LLC, a Registered Investment...
Tax Refunds Revisited
By now, most Americans who were expecting a tax refund have probably received it. The excerpt below (from a 2012 article on financial...
Earning A Million Dollars From A Minimum Wage Job.
The federally mandated minimum wage is $7.25/hr. The math in the chart below says that if a person who is 18 years old and earning the...
What's In Your 401K
According to Fidelity Investments, the nation's largest retirement plan provider, the following are the average retirement balances by...
Get Off Your But
Did you know 35% of prime working age adults (those between age 30 and age 55) have zero retirement savings set aside and that among the...
A Letter to a Client
Note: This is an actual letter I wrote to someone who was thinking about how to handle some various debts. After stripping out anything...
Remember, It Can't Hurt to Ask
Actually, it helps a lot when it comes to getting creditors to lower the fees they charge you. In fact, according to this article, 87%...