Thing One Leave Your Spouse A Financial Roadmap We recently read a WSJ story about Alice Nakhimovsky, a 75-year-old retired professor who was left scrambling (for a whole year) to decode her late husband Sasha's financial world after his sudden death. While sharing the details of Mrs. Nakhimovsky’s story, the article's author highlighted how common it is for one spouse (often the husband) to handle all investments and bills, leaving the survivor overwhelmed. That observatio

Thing One A Reminder About Long Term Care Insurance Long-term care insurance (LTCI) is a critical financial tool designed to cover the costs of extended care services, such as nursing homes, assisted living, or in-home health aides, which can easily exceed $100,000 annually in many regions. As people live longer, the likelihood of needing such care increases—nearly 70% of individuals turning 65 today will require some form of long-term support. With rising healthcare costs an

Thing One $1,000 at Birth, $5 Million by Age 65 Much has been made of the division in our country. In fact, hardly a day goes by when some media personality or politician isn't on camera or on social media highlighting the disparity between the haves and the have nots. The only solution ever offered up by the critics though seems to be some type of Robinhood scheme where the rich are taxed and the money is given to the poor. Unironically for those of us who have been payi