Thing One Check Your Subscriptions And Save Some Money I've mentioned Rocket Money before, but a recent CNET article by Joe Van Brussel caught my eye, and I thought I’d share a summary of his findings. He explored how subscriptions can quietly drain your budget and tested Rocket Money, a budgeting app designed to track income, expenses, and recurring charges. The app offers a free version and a paid version costing $6 to $12 a month for features like subscription cancell

Thing One Why People 50 and Older Should Have Life Insurance Multiple studies show that many Americans have not taken critical steps toward protecting their family’s financial future if the unexpected happens. If someone (children, grandchildren, etc.) relies on your income for their well-being and you don't have enough money to pass on to them to ensure their continued well-being should you die suddenly, you need life insurance. It's that simple. And here are some a

Thing One Beware The Teaser Rates In a recent conversation with a prospective client, we were asked some questions about life insurance. After explaining the basic purpose of life insurance – to make sure that the people that depend on his income today would not find themselves in financial trouble if he died and suddenly left them without the benefit of his monthly income – we ran a few quotes for him. Before doing so, we explained the underwriting tenet that age, heal