Thing One Why Most Retail Investors Should Avoid IPOs There is something undeniably exciting about an Initial Public Offering (IPO). The financial media covers it relentlessly, analysts speculate about the company's future, and investors dream of getting in on "the next Amazon" before everyone else. Unfortunately, for most retail investors, IPOs are often one of the worst places to put money. The first misconception is that individual investors are getting in early. In

Yahoo FInance had a couple of good articles last week that we thought we'd share a synopsis of in this week's newsletter as they echo sentiments we have often expressed. See both below: Thing One What a Comparison of $500,000 vs. $1 Million Reveals About Retirement The first article titled “I Asked ChatGPT To Compare Retiring With $500K vs. $1 Million — The Difference Is Huge,” explored how dramatically retirement outcomes can change based on the size of one’s nest