Thing One The Social Security and Medicare Issue Most people are aware of the ticking time bombs that are the Social Security and Medicare trust funds. The former is projected to be insolvent by 2035 and the latter by 2036. We believe that all options for addressing the impending crises should be on the table, including means testing, which would essentially reduce benefits for well-off “older people”. With that in mind, we share what WSJ writer, Marc Siegel said on th

Thing One To Roth Or Not To Roth? Well, that really isn’t the question. Given our government’s current spending levels, debt, deficits, etc., there’s really no contest between a Roth IRA, which invests your retirement money on an after-tax basis and a Traditional IRA which invests your retirement money on a pre-tax basis. All the government (people’s) debt and future promises must eventually be paid for and there is only one source – our tax dollars. And as those debt

Thing One When Should You Take Social Security? A Practical Framework for Making the Right Decision One of the most important financial decisions you will make heading into retirement is when to begin taking Social Security. Many people approach this decision with the goal of “getting the most,” but the reality is that the right answer depends on how long you live and how this income fits into your broader plan. A simple way to evaluate this decision is through a break-

Thing One Beware Of The Fair Share Argument In recognition of tax season, which is winding down, and in service to the idea of...

07/25/2022 Although MAS is a financial services company, not everything published herein will be about numbers or investing. But no...

12/11/2020 THING ONE How Much Should You Rely On Social Security? First, some quick facts: Since its inception, the Social Security...