

3 Things 3-30-26
Thing One A Shameful Experiment The Name Of Equity Last week, we talked about the severe negative impact that the lack of education is having on American students - on a macro level - while the people in charge focus on the wrong “problem”. This week we highlight the issue on a micro level using an example from San Francisco. This sad tale about a generation that local system has failed, without any accountability, is a reminder we should be more careful about choosing


3 Things 3-23-26
Thing One A Minimum Wage Metaphor Imagine for a moment that you are in need of a new pair of running shoes. You know of a strip mall that has two shoe stores, so you get in your car and make the short drive. The first store, Uncle Sam's Sports, is closer to where you parked, so you start there. When you walk in, you're greeted by the manager who asks if he can help you. You politely tell him that you're looking for a pair of running shoes, but you also indicate that you'd


3 Things 12-30-24
Happy New Year (In Two Days)! Thing One A Thought For The New Year The following is an excerpt from a book called, Personality Isn’t...


3 Things 10-18
10/18/2021 Although MAS is a financial services company, not everything published herein will be about numbers or investing. But no...
3 Things 8-16
08/17/2021 Although MAS is a financial services company, not everything published herein will be about numbers or investing. But no...
A Letter to a Client
Note: This is an actual letter I wrote to someone who was thinking about how to handle some various debts. After stripping out anything...
