Thing One The Right — and Responsibility — to Speak Your Mind As Americans, we have the right to speak freely. Everybody knows that. But I think we have something more than a right to speak when the occasion warrants it. Sometimes we have a responsibility to do it. There are times when being a good citizen requires us to follow the dictates of our conscience and say what we actually believe — even when we know what we're about to say will be unpopular, politically incorr

Thing One The Most Valuable Thing You Can Put Into An Investment Is Time I came across an example recently that does a good job explaining compound growth. Imagine two people who both invest $3,000 a year and retire at age 70. The first starts at 22, invests $3,000 a year for 15 years, and then stops completely at 37. His total lifetime contribution: 15 years × $3,000 = $45,000. The second does nothing for those first 15 years. He starts at 37 and invests $3,000

Thing One A Sobering What If Back 2005, President George W. Bush proposed allowing workers to put $1,000 worth of their payroll taxes per year into an S&P 500 fund. Predictably, his opponents in Congress came out against the idea as a scheme for the rich to get richer and it failed to gain any traction. The following excerpt from the Wall Street Journal provides the details on what would’ve happened had his idea been allowed to be implemented. “…But what if Congress h

Thing One Plain Talk From A Politician On Inflation The following is a transcript from a town hall where conservative Canadian politician, Pierre Poilievre, was asked a question about inflation. In answering it, he explained the concept in a way that can be easily understood by anyone. See below: Questioner (off-camera): What are the steps I need to take in fixing the damages done by inflation? Pierre Poilievre: “First and foremost, stop the overspending. Inflation,

Thing One The 2025-26 HSA Update (And What It Means For You) If you haven’t reviewed your health-savings strategy in a while, now’s a good time. Two major changes are coming up for Health Savings Accounts (HSAs): higher contribution limits and broader eligibility thanks to changes in how Bronze-level health plans qualify. What’s an HSA and Why Is It So Good? An HSA (Health Savings Account) is one of the most tax-efficient tools you can use. It lets you set aside money befor

Thing One An Grocery Insider's Take On Price Controls (Robert Sterling is a former CFO who worked in mergers and acquisitions in the...

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