Thing One Some Financial Trivia That's Not So Trivial Did you know that 35% of prime working-age adults (those between age 30 and age 55) have zero retirement savings set aside and that among the 65% that have put something aside, the average net balance is $73,000 (the median balance is $35,000)? And how about life insurance needs? Did you know nearly half of the people with life insurance only have coverage amounts of $100,000 or less and that 1 in 3 parents/families

Thing One A Sobering What If Back 2005, President George W. Bush proposed allowing workers to put $1,000 worth of their payroll taxes per year into an S&P 500 fund. Predictably, his opponents in Congress came out against the idea as a scheme for the rich to get richer and it failed to gain any traction. The following excerpt from the Wall Street Journal provides the details on what would’ve happened had his idea been allowed to be implemented. “…But what if Congress h

Thing One To Save or Not to Save (When You’re Young) There’s an old saying often attributed to former British Prime Minister Harold Macmillan: "There’s no fool like an old fool—except a young fool. The young fool just hasn’t lived long enough yet to realize it." It’s blunt, but it’s also remarkably accurate—especially when it comes to money. Every generation seems to rediscover the same idea: that youth is for living, not planning. Saving can wait. Retirement is decad

Thing One The 2025-26 HSA Update (And What It Means For You) If you haven’t reviewed your health-savings strategy in a while, now’s a good time. Two major changes are coming up for Health Savings Accounts (HSAs): higher contribution limits and broader eligibility thanks to changes in how Bronze-level health plans qualify. What’s an HSA and Why Is It So Good? An HSA (Health Savings Account) is one of the most tax-efficient tools you can use. It lets you set aside money befor

Thing One You and Your 401k The beginning of a new year is a great time to take a look at your retirement plans and make the...

Thing One The $300,000 Lunch It's too late for many of us to take full advantage of the magnificent power of compound interest, but we...

Thing One Three Good Ideas The following are three things you should consider doing to save/earn money. We found them in an article on...

Thing One To Save or Not To Save (When You’re Young) That Is The Question A few years ago a young lady named Lauren Martin gained...

Thing One Learn From His Regret In responding to the World Regret Survey (yes that’s a thing) designed and administered by Daniel Pink,...

Thing One A Quick Financial Literacy Quiz Below is a three question financial literacy quiz. Have a go at it and then see the answers...